Westpac One NZ Mobile Banking43.4 - App Store

Westpac One(R) is digital banking that’s easier, faster, smarter and safer than ever before.

It gives you everything you’d expect - open accounts, apply for credit cards and loans, open or renew term deposits, transfer money and pay people - all from your phone or tablet.

But there’s more.
Use your fingerprint or Face ID for fast, secure access.

For loans.
- Fix or re-fix your home loan.
- Adjust your repayments to pay off your home loan sooner.
- Check how much time or interest you could save before you make a change.

Payments.
- Check payments and merchant contact details in real time.
- Copy or share payment receipts.
- Pay someone overseas fee-free.
- Search or filter all your payments across all your accounts and cards in one place.

Cards.
- Set or reset your card PIN.
- Instantly block and unblock your credit or debit cards.
- Shop online safely with a dynamic security code that expires after 24 hours.
- Turn on or off contactless payments, cash withdrawals, online shopping or gambling.
- Tell us you’re travelling.

KiwiSaver.
- Apply to open or transfer online.
- Check your contributions.
- Switch funds.
- Use the toolkit to check you’re on track.

All backed by advanced fraud protection technology including Online Guardian and 24/7 fraud protection teams.

Get started now.
New to Westpac? Download the app, select Join Westpac and follow the steps to open your account.
If you’re already a Westpac customer and you have a digital banking ID, download the app and start banking right away.
If you’re a Westpac customer, but not registered for digital banking, call us on 0800 400 600 (Weekdays 7 am - 8 pm and Saturday & Sunday 8 am - 5 pm) or visit your local branch and we'll get you set up.

The legalese.
By downloading and completing the set up of the Westpac One app you agree to the Westpac One App Terms and Conditions, which incorporate Westpac’s General Terms and Conditions and the Westpac Website Terms of Use (located at https://www.westpac.co.nz/about-us/legal-information-privacy/ )

Other things you should know.
- This app is only available to Westpac New Zealand Limited (“Westpac”) customers who are registered users of Westpac One digital banking and who have downloaded this app.
- We recommend you always adhere to manufacturer's software and support requirements to ensure your devices are covered by the latest software and security updates. If you're connecting with a wifi network, you must always use a trusted network.
- You must set up a PIN or password to lock your mobile phone and always have them activated when the device is left idle or unattended.
- If you lose your device or it is stolen, please contact Westpac immediately on 0800 400 600.
- There are no charges for downloading the Westpac One app but internet data charges may be incurred through your mobile service provider.
- All information submitted by you during the set up and use of the Westpac One app will be retained by Westpac and used in accordance with the privacy provisions in Westpac New Zealand's General Terms and Conditions.
- We reserve the right to modify, suspend or withdraw the operation of Westpac One digital banking services and/or this app at any time. Access is subject to availability and maintenance.
- The information on this page is presented subject to the Westpac One App’s Terms and Conditions, which incorporate Westpac’s General Terms and Conditions and the Westpac Website Terms of Use, any other terms and conditions Westpac New Zealand may impose and is subject to change without notification.

(c) 2026 Westpac New Zealand Limited

Version History We've made some tweaks and improvements in the background to make your Westpac experience even smoother. Message us in the app to tell us what you think. Your feedback helps us make Westpac One even better. 43.4 5d ago Take control of your pay day with our new Split feature, now available in Westpac One.
Split incoming funds across multiple accounts the moment it arrives. Whether you're setting money aside for bills, savings, or everyday spending, Split helps you stay organised without the effort. Find Split under Pay and Transfer in the Westpac One app. 43.3 Sep 20 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. Message us in the app to tell us what you think. Your feedback helps us make Westpac One even better. 43.2 Sep 9 A new Rewards & hotpoints experience where you can explore cashback offers, check and redeem your hotpoints®, pay with points, and access Mastercard® presales and preferred tickets.
Message us in the app to tell us what you think and make Westpac One even better 43.1.2 Aug 18 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. Message us in the app to tell us what you think. Your feedback helps us make Westpac One even better. 43.1 Jul 22 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. Message us in the app to tell us what you think. Your feedback helps us make Westpac One even better. 42.4 Jun 24 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. Message us in the app to tell us what you think. Your feedback helps us make Westpac One even better. 42.3 May 28 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. Message us in the app to tell us what you think. Your feedback helps us make Westpac One even better. 42.2.2 May 20 We’ve made behind-the-scenes improvements to make your Westpac experience even smoother. Message us in the app to share your feedback — it helps us make Westpac One even better.
New features
• Digital consents and documents hub: View your lending documents online for faster, easier access.
• Home Loan refix online: See both the advertised rate and your personalised discounted rate during your digital refix journey. 42.2 May 3 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. Message us in the app to tell us what you think. Your feedback helps us make Westpac One even better. 42.1.1 Apr 9 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. Message us in the app to tell us what you think. Your feedback helps us make Westpac One even better. 42.1 Apr 1 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. Message us in the app to tell us what you think. Your feedback helps us make Westpac One even better. 41.5 Mar 18 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. Message us in the app to tell us what you think. Your feedback helps us make Westpac One even better. 41.4 Mar 4 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. Message us in the app to tell us what you think. Your feedback helps us make Westpac One even better. 41.3 Feb 19 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. We'd love to hear your thoughts, please leave some feedback for us via the app. Your feedback will help us improve. 41.2 Feb 4 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. We'd love to hear your thoughts, please leave some feedback for us via the app. Your feedback will help us improve. 41.1 Jan 28 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. We'd love to hear your thoughts, please leave some feedback for us via the app. Your feedback will help us improve. 40.5 11/26/2025 Continuing to enhance your Westpac Digital Card experience:  Access a digital version of your new credit card via the new cards hub in Westpac One app, complete with a dynamic security code that refreshes after 24 hours, helping you to start spending straight away with extra peace of mind. 
 
We value your feedback, tell us what you think of these updates by sending feedback via the app.  Your feedback helps us continue to make Westpac One even better. 40.4 11/12/2025 Great news - card transactions now have merchant logos, details of how you paid and an accurate date and time - giving you more clarity on where your money's going. Help us make Westpac one even better by sending your feedback through the app. Choose More, Message us then Share feedback. 40.2 10/23/2025 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. We'd love to hear your thoughts, please leave some feedback for us via the app. Your feedback will help us improve. 40.1 10/07/2025 Bug fixes and improvements 39.6 09/17/2025 Bug fixes and improvements 39.5 09/10/2025 Bug fixes and improvements 39.3.1 08/18/2025 We’ve enhanced our transaction details page. You can now see more detailed information about your card transactions including enriched merchant name, contact details and website – giving you greater clarity over your purchases. We value your feedback, tell us what you think of these updates by sending feedback via the app. Your feedback helps us continue to make Westpac One even better. 39.3 08/05/2025 We've made some tweaks and improvements in the background to make your Westpac experience even smoother. We'd love to hear your thoughts, please leave some feedback for us via the app. Your feedback will help us improve. 39.2 07/24/2025